earnrate

Best credit card to use at Max

Updated October 30, 2026

Amex Blue Cash Preferred earns the most at Max: 6% cash back. Max usually codes as streaming services. With no annual fee, U.S. Bank Cash+ earns 5%.

Check with your own cards

Top 10 cards at Max

  1. 1
    Amex Blue Cash Preferred 6%
    American Express · $95 a year ($0 the first year)
  2. 2
    U.S. Bank Cash+ 5%
    U.S. Bank · No annual fee
    • Pick tv internet streaming as a bonus category (each quarter)
    • Up to $2,000 of spending a quarter, then 1% cash back
  3. 3
    Capital One Savor Rewards 3%
    Capital One · No annual fee
  4. 4
    Wells Fargo Autograph 3%
    Wells Fargo · No annual fee
  5. 5
    Chase Sapphire Preferred 3%
    Chase · $95 a year
  6. 6
    Citi Double Cash 2%
    Citi · No annual fee
  7. 7
    SoFi Unlimited 2% 2%
    SoFi · No annual fee
  8. 8
    Nordstrom Visa 2%
    TD Bank · No annual fee
  9. 9
    Wells Fargo Active Cash 2%
    Wells Fargo · No annual fee
  10. 10
    Atmos Rewards Ascent 2%
    Bank of America · $95 a year
    • 2.2% with a Bank of America account

From the issuers' terms

How this is ranked

Every personal card earnrate tracks, each set up at its best for this purchase: the right bonus-category pick, any activation done, and no spending cap used up yet. Points are counted at 1¢, what most are worth as cash or travel credit; transferring them to airlines or hotels can be worth more. Annual fees aren't subtracted here; to weigh them against your own spending, use My spending.

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