earnrate

Capital One Savor Rewards Credit Card

Capital One · Personal card · Checked against Capital One's terms Oct 26, 2026

The Capital One Savor Rewards earns 3% cash back at supermarkets, at restaurants, at live entertainment and events and movie theaters and on streaming services; and 1% cash back on everything else. No annual fee.

Add it to your wallet

Where it's the best card

Where it's in the top 3

Earning rates

  1. 8
    Capital One Entertainment 8% cash back
    Tickets bought on the Capital One Entertainment ticketing platform only. Tickets bought directly from Capital One Hall or Capital One Arena are excluded.

    “Earn unlimited 8% cash back on Capital One Entertainment purchases.” capitalone.com

  2. 5
    Hotel through Capital One Travel, Vacation rental through Capital One Travel and Car rental through Capital One Travel 5% cash back
    Only when booked through Capital One Travel. Flights booked there earn the base 1%.

    “Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel.” capitalone.com

  3. 3
    Supermarkets 3% cash back
    Supermarkets, meat lockers, freezers, dairy product stores and specialty markets. Superstores like Walmart and Target are excluded.
    • Not at superstores, Walmart or Target

    “The 3% grocery earn is limited to purchases made at grocery stores” capitalone.com

  4. 3
    Restaurants 3% cash back
    Restaurants, cafes, bars, lounges, fast-food chains and bakeries. Restaurants inside hotels or grocery stores, and some food trucks, may not code as dining.

    “Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries count as dining.” capitalone.com

  5. 3
    Live entertainment and events and movie theaters 3% cash back
    Tickets at movie theaters, professional and semi-professional sports promoters, theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls and bowling alleys. Golf courses, collegiate sporting events, cable, streaming and membership services don't count as entertainment.

    “Ticket purchases made at movie theaters, sports promoters” capitalone.com

  6. 3
    Streaming services 3% cash back
    Only "popular streaming services"; Capital One doesn't list them on the card page.

    “on dining, entertainment and popular streaming services, plus 1% cash back” capitalone.com

  7. 1
    Everything else 1% cash back

    “plus 1% cash back on all other purchases” capitalone.com

Public welcome offer

$200 after $500 in purchases in 3 months, per the issuer's page. Offers vary by person and by how you apply. One-time cash bonus, available by applying through the card page. Existing or previous cardmembers are not eligible if they received a new cardmember bonus for this product in the past 48 months.

Sources

Rankings compare personal cards, each set up at its best for the purchase, with points at earnrate's default value. Rates change; check Capital One's terms before you apply.