earnrate

Citi Double Cash Card

Citi · Personal card · Checked against Citi's terms Oct 26, 2026

The Citi Double Cash earns 2% cash back on everything. No annual fee.

Add it to your wallet

Earning rates

  1. 5
    Hotel through Citi Travel, Car rental through Citi Travel and Attraction through Citi Travel 5% cash back
    3 extra points per $1 on top of the 1 on purchase and 1 on payment, for hotels, car rentals and attractions booked with Citi Travel. Flights booked through Citi Travel earn the base 2%.

    “Plus, earn a total of 5% on select travel” citi.com

  2. 2
    Everything else 2% cash back

    “Earn unlimited 1% cash back when you buy, plus an additional 1% as you pay” citi.com

Public welcome offer

$200 after $1,500 in purchases in 6 months, per the issuer's page. Offers vary by person and by how you apply. Paid as bonus ThankYou Points. Not available if you received a new account bonus for a Citi Double Cash account in the past 48 months, or converted another Citi card on which you earned a new account bonus in the last 48 months into a Double Cash.

Sources

Rankings compare personal cards, each set up at its best for the purchase, with points at earnrate's default value. Rates change; check Citi's terms before you apply.