Atmos Rewards Ascent Visa Signature Credit Card

Bank of America · Personal card · Checked against Bank of America's terms Oct 26, 2026

The Atmos Rewards Ascent earns 3.3x Atmos Rewards points at Alaska Airlines and Hawaiian Airlines with a Bank of America account; 2x Atmos Rewards points at gas stations, EV charging, TV and internet service, streaming services and transit; and 1x Atmos Rewards points on everything else. $95 a year. earnrate counts Atmos Rewards points at 1¢ each; transferring to airlines or hotels can be worth up to about 1.55¢.

Add it to your wallet

Earning rates

1. 3.3
   Alaska Airlines and Hawaiian Airlines 3.3x Atmos Rewards points
   3x plus the 10% rewards bonus for holding an eligible Bank of America account.

   • With a Bank of America account

   “10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America® account” bankofamerica.com

2. 3
   Alaska Airlines and Hawaiian Airlines 3x Atmos Rewards points
   Card points only; points and status from flying aren't card earnings.

   “Earn unlimited 3 points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases.” bankofamerica.com

3. 2.2
   Gas stations, EV charging, TV and internet service, streaming services and transit 2.2x Atmos Rewards points
   2x plus the 10% rewards bonus for holding an eligible Bank of America account.

   • With a Bank of America account

   “For example, for every 1,000 points you earn on purchases, you'll receive 1,100 points.” bankofamerica.com

4. 2
   Gas stations, EV charging, TV and internet service, streaming services and transit 2x Atmos Rewards points
   Local transit includes rideshare. Bank of America says "cable"; internet-only or phone bills may not count.

   “eligible gas, EV charging station, cable, streaming services and local transit purchases, including rideshare” bankofamerica.com

5. 1.1
   Every purchase 1.1x Atmos Rewards points
   The 1x base rate plus the 10% rewards bonus for holding an eligible Bank of America account.

   • With a Bank of America account

   “10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America® account” bankofamerica.com

6. 1
   Everything else 1x Atmos Rewards points

   “Earn unlimited 1 point for every $1 spent on all other purchases.” bankofamerica.com

Public welcome offer

50,000 Atmos Rewards points after $1,500 in purchases in 3 months, per the issuer's page. Offers vary by person and by how you apply. Limited-time online offer, no end date stated; it may not be available elsewhere after leaving the page. The window is 90 days from account opening. The offer also includes a $99 Companion Fare (plus taxes and fees from $23).

Sources

• bankofamerica.com/credit-cards/products/alaska-airlines-credit-card/

Rankings compare personal cards, each set up at its best for the purchase, with points at earnrate's default value. Rates change; check Bank of America's terms before you apply.