American Express Blue Cash Preferred Card

American Express · Personal card · Checked against American Express's terms Oct 24, 2026

The Amex Blue Cash Preferred earns 6% cash back at supermarkets and on streaming services; 3% cash back on transit and at gas stations; and 1% cash back on everything else. $95 a year ($0 the first year).

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Where it's the best card

Trader Joe's (6%) · Ralphs (6%) · Vons (6%) · Safeway (6%) · Kroger (6%) · Albertsons (6%) · Sprouts Farmers Market (6%) · Aldi (6%) · Stater Bros. Markets (6%) · Pavilions (6%) · Gelson's (6%) · Bristol Farms (6%) · Erewhon (6%) · Food 4 Less (6%) · Netflix (6%) · Hulu (6%) · Disney+ (6%) · Max (6%) · Spotify (6%) · Apple TV (6%) · YouTube TV (6%) · Apple Music (6%) · DIRECTV STREAM (6%) · ESPN (6%) · Fandango at Home (6%) · Fubo (6%) · MLB.TV (6%) · NBA League Pass (6%) · Pandora (6%) · Paramount+ (6%)

Earning rates

6
Supermarkets 6% cash back
Superstores, convenience stores, warehouse clubs and meal-kit delivery services are not supermarkets.
- Not at superstores, warehouse clubs or convenience stores
- U.S. purchases only
- Up to $6,000 of spending a year, then 1% cash back
“at supermarkets located in the U.S. (superstores, convenience stores, warehouse clubs,” americanexpress.com
6
Streaming services 6% cash back
Select providers only (list at americanexpress.com/rewards-info). Subscriptions bundled with or billed by another company (cable, phone, a car maker) may not count.
- U.S. purchases only
“6% cash back on eligible purchases of U.S. streaming subscriptions” americanexpress.com
3
Transit 3% cash back
Trains, taxis, rideshare, ferries, tolls, parking, buses and subways. Airfare, car rental and cruises aren't transit.
“3% cash back on eligible purchases on transit, including trains,” americanexpress.com
3
Gas stations 3% cash back
Superstores, supermarkets and warehouse clubs that sell gas are not gas stations.
- Not at gas at grocery stores or gas at superstores and warehouse clubs
- U.S. purchases only
“purchases of gasoline at gas stations located in the U.S.” americanexpress.com
1
Everything else 1% cash back
“and 1% cash back on all other eligible purchases” americanexpress.com

Public welcome offer

$300 after $3,000 in purchases in 6 months, per the issuer's page. Offers vary by person and by how you apply. Paid as Reward Dollars, redeemable for a statement credit or at Amazon.com checkout. The card page says "Earn $300"; the offer terms say "as high as $300", with the exact amount shown before you accept. Not available if you have or have had this Card, the Morgan Stanley Blue Cash Preferred or previous versions of these Cards.

Sources

Rankings compare personal cards, each set up at its best for the purchase, with points at earnrate's default value. Rates change; check American Express's terms before you apply.