SoFi Unlimited 2% Credit Card

SoFi · Personal card · Checked against SoFi's terms Oct 24, 2026

The SoFi Unlimited 2% earns 2x SoFi Member Rewards on everything. No annual fee. earnrate counts SoFi Member Rewards at 1¢ each.

Add it to your wallet

Where it's in the top 3

SoFi Travel (3%)

Earning rates

1. 3
   SoFi Travel 3x SoFi Member Rewards
   Trips booked through the SoFi Travel portal (run by Expedia).

   “equal to 3% of the total amount you spend” sofi.com

2. 2
   Everything else 2x SoFi Member Rewards

   “Members earn 2 rewards points for every dollar spent on purchases” sofi.com

Sources

• sofi.com/credit-card/unlimited/

Rankings compare personal cards, each set up at its best for the purchase, with points at earnrate's default value. Rates change; check SoFi's terms before you apply.