Wells Fargo Autograph Card

Wells Fargo · Personal card · Checked against Wells Fargo's terms Oct 26, 2026

The Wells Fargo Autograph earns 3x Wells Fargo Rewards at restaurants, on travel, on transit and at gas stations and EV charging; and 1x Wells Fargo Rewards on everything else. No annual fee. earnrate counts Wells Fargo Rewards at 1¢ each; transferring to airlines or hotels can be worth up to about 1.75¢.

Add it to your wallet

Where it's the best card

Sam's Club Gas (3%) · gas at grocery stores (3%) · gas at superstores and warehouse clubs (3%)

Where it's in the top 3

Tesla Supercharger (3%) · Electrify America (3%) · ChargePoint (3%) · Uber (3%) · Spectrum (3%) · Verizon (3%) · T-Mobile (3%) · Hertz (3%) · Enterprise Rent-A-Car (3%) · Expedia (3%) · Airbnb (3%) · Vrbo (3%)

Earning rates

1. 3
   Restaurants 3x Wells Fargo Rewards
   Restaurants, bars (drinking places), fast food and caterers, by Visa merchant code.

   “Dining: eating places and restaurants, drinking places, fast food restaurants” creditcards.wellsfargo.com

2. 3
   Travel 3x Wells Fargo Rewards
   Airlines, hotels, timeshares, car rentals, cruise lines, travel agencies, discount travel sites and campgrounds, by Visa merchant code.

   “Travel: airline, hotel/motel, timeshare, or vehicle/auto rental, cruise lines” creditcards.wellsfargo.com

3. 3
   Transit 3x Wells Fargo Rewards
   Passenger rail, taxis, limousines, ferries, tolls and parking. Intercity bus lines aren't on Wells Fargo's list.

   “Transit: passenger railway, taxis, limousines, ferries, toll bridges and highways” creditcards.wellsfargo.com

4. 3
   Gas stations and EV charging 3x Wells Fargo Rewards
   Gas stations, automated fuel dispensers and EV charging stations, by Visa merchant code.

   “Gas: gas stations, automated fuel dispensers, and electric vehicle charging stations” creditcards.wellsfargo.com

5. 3
   Streaming services and TV and internet service 3x Wells Fargo Rewards
   Cable and pay TV, digital goods (books, movies, music) and subscription services. Subscriptions bundled with another product or billed by a third party (an app store, a car) may not count. An internet-only bill may not code as pay TV.

   “Popular streaming services: cable and other pay television, digital goods, books” creditcards.wellsfargo.com

6. 3
   Cell phone service 3x Wells Fargo Rewards
   Landline and cell phone providers.

   “Phone plans: landline and cell phone providers considered telecommunication services” creditcards.wellsfargo.com

7. 1
   Everything else 1x Wells Fargo Rewards

   “1 rewards point will be earned per $1 spent on other net purchases” creditcards.wellsfargo.com

Public welcome offer

20,000 Wells Fargo Rewards after $1,000 in purchases in 3 months, per the issuer's page. Offers vary by person and by how you apply. The page calls it a $200 cash redemption value. You may not be eligible for bonus offers if you have this card or opened one within the last 48 months, even if it's closed.

Sources

• creditcards.wellsfargo.com/autograph-visa-credit-card/
• wellsfargo.com/credit-cards/autograph-visa/streaming/

Rankings compare personal cards, each set up at its best for the purchase, with points at earnrate's default value. Rates change; check Wells Fargo's terms before you apply.