Best credit card to use at Uber
Updated October 30, 2026
U.S. Bank Cash+ earns the most at Uber: 5% cash back. Uber usually codes as rideshare and taxis. Pick ground transportation as a bonus category (each quarter). Up to $2,000 of spending a quarter, then 1% cash back.
Top 10 cards at Uber
- 1U.S. Bank Cash+ 5%
U.S. Bank · No annual fee- Pick ground transportation as a bonus category (each quarter)
- Up to $2,000 of spending a quarter, then 1% cash back
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- 3Bank of America Customized Cash Rewards 3%
Bank of America · No annual fee- Pick travel as a bonus category (until you change it)
- Up to $2,500 of spending a quarter, then 1% cash back
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From the issuers' terms
- U.S. Bank Cash+: “5% cash back on two categories you choose” usbank.com, checked 2026-10-24.
- Wells Fargo Autograph: “Transit: passenger railway, taxis, limousines, ferries, toll bridges and highways” creditcards.wellsfargo.com, checked 2026-10-26.
- Bank of America Customized Cash Rewards: “3% cash back in the category of your choice” bankofamerica.com, checked 2026-10-28.
How this is ranked
Every personal card earnrate tracks, each set up at its best for this purchase: the right bonus-category pick, any activation done, and no spending cap used up yet. Points are counted at 1¢, what most are worth as cash or travel credit; transferring them to airlines or hotels can be worth more. Annual fees aren't subtracted here; to weigh them against your own spending, use My spending.