IHG One Rewards Premier Select Credit Card
Chase · Personal card · Checked against Chase's terms Oct 26, 2026
The IHG One Rewards Premier Select earns 12x IHG One Rewards points at IHG Hotels & Resorts; 6x IHG One Rewards points at travel, transit and restaurants; and 3x IHG One Rewards points on everything else. $350 a year. earnrate counts IHG One Rewards points at 0.5¢ each; transferring to airlines or hotels can be worth up to about 0.6¢.
Where it's the best card
IHG Hotels & Resorts (6%)
Earning rates
- 12IHG Hotels & Resorts 12x IHG One Rewards points
Card points only. Chase advertises "up to 28X total" at IHG, which adds up to 10X IHG member points and 6X Platinum Elite points that IHG posts for stays booked direct; those aren't card earnings.“That's 12X points with this card.” creditcards.chase.com
- 6Travel, transit and restaurants 6x IHG One Rewards points
Chase's whole travel category, including rideshare, trains, buses, tolls and parking. Dining includes takeout and eligible delivery services.“Earn 6X points on dining and all other travel, including rideshare.” creditcards.chase.com
- 3Everything else 3x IHG One Rewards points
“Earn 3X points per $1 spent on all other purchases.” creditcards.chase.com
Public welcome offer
200,000 IHG One Rewards points after $5,000 in purchases in 3 months, per the issuer's page. Offers vary by person and by how you apply. Labeled a launch offer; no end date given. Plus 10,000 points after adding an authorized user in the first 3 months. No free night in the welcome offer; the yearly Anniversary Free Night is a separate perk. Chase: "available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months."
Sources
Rankings compare personal cards, each set up at its best for the purchase, with points at earnrate's default value. Rates change; check Chase's terms before you apply.