Chase Air Canada Aeroplan Card

Chase · Personal card · Checked against Chase's terms Oct 26, 2026

The Chase Air Canada Aeroplan earns 3x Aeroplan points on travel and on transit; 2x Aeroplan points at grocery and at restaurants; and 1x Aeroplan points on everything else. $195 a year. earnrate counts Aeroplan points at 1¢ each; transferring to airlines or hotels can be worth up to about 1.5¢.

Add it to your wallet

Where it's in the top 3

grocery (3%) · Instacart (3%) · online grocery and delivery (3%)

Earning rates

3
Air Canada 3x Aeroplan points
The card's own rate. The "up to 5X" Chase advertises adds 2X that Air Canada awards on eligible flights to Aeroplan 25K members, which isn't card earning. Gift cards, onboard Wi-Fi, and hotels, car rentals and other partner products sold on aircanada.com are excluded.
“You’ll earn 3 points for each $1 spent on purchases made with Air Canada® directly.” creditcards.chase.com
3
Travel 3x Aeroplan points
In-flight purchases, merchants inside hotels and airports, and sellers of points or miles are excluded from Chase's travel category.
“3X points per $1 spent on travel purchases.” creditcards.chase.com
3
Transit 3x Aeroplan points
Chase's travel category includes passenger trains, buses, taxis, ferries, tolls and parking. Rideshare codes as a taxi.
“discount travel sites, campgrounds and operators of passenger trains, buses, taxis, limousines, ferries” chase.com
3
Grocery 3x Aeroplan points
3X applies to purchases that post by December 31, 2026. Chase's grocery category excludes warehouse clubs, discount stores such as Walmart and Target, and gas at grocery stores.
- Not at Walmart or Target
- Through Dec 31, 2026
“Grocery store and dining rewards category purchases that post to your account by December 31, 2026” creditcards.chase.com
3
Restaurants 3x Aeroplan points
3X applies to purchases that post by December 31, 2026. Includes takeout and eligible delivery services.
- Through Dec 31, 2026
“Grocery store and dining rewards category purchases that post to your account by December 31, 2026” creditcards.chase.com
2
Grocery 2x Aeroplan points
Chase's grocery category excludes warehouse clubs, discount stores such as Walmart and Target, and gas at grocery stores.
- Not at Walmart or Target
- From Jan 1, 2027
“2X points per $1 spent at grocery stores.” creditcards.chase.com
2
Restaurants 2x Aeroplan points
Includes takeout and eligible delivery services.
- From Jan 1, 2027
“2X points per $1 spent on dining, including takeout and eligible delivery services.” creditcards.chase.com
2
Gas stations 2x Aeroplan points
“2X points per $1 spent at gas stations.” creditcards.chase.com
1
Everything else 1x Aeroplan points
“1X points per $1 spent on all other purchases.” creditcards.chase.com

Public welcome offer

75,000 Aeroplan points after $4,000 in purchases in 3 months, per the issuer's page. Offers vary by person and by how you apply. Up to 115,000 points: plus 40,000 more after $20,000 in purchases in the first 12 months. Billed as "our best offer ever", with the usual 60,000 struck through; no end date given. Chase: "available to you if you do not have the Chase Air Canada Aeroplan Card or previous versions and have not received a new cardmember bonus for the Chase Air Canada Aeroplan Card or previous versions in the past 24 months."

Sources

Rankings compare personal cards, each set up at its best for the purchase, with points at earnrate's default value. Rates change; check Chase's terms before you apply.