Best credit card to use at IHG Hotels & Resorts

Updated October 30, 2026

IHG One Rewards Premier Select earns the most at IHG Hotels & Resorts: 6% in points at 1¢ each. IHG Hotels & Resorts usually codes as hotels. With no annual fee, Costco Anywhere Visa by Citi earns 3%.

Check with your own cards

Top 10 cards at IHG Hotels & Resorts

1. 1
   IHG One Rewards Premier Select 6%
   Chase · $350 a year
2. 2
   IHG One Rewards Premier 5%
   Chase · $150 a year
3. 3
   Chase Sapphire Reserve 4%
   Chase · $795 a year
4. 4
   Costco Anywhere Visa by Citi 3%
   Citi · No annual fee
5. 5
   Wells Fargo Autograph 3%
   Wells Fargo · No annual fee
6. 6
   Bank of America Customized Cash Rewards 3%
   Bank of America · No annual fee

   • Pick travel as a bonus category (until you change it)
   • Up to $2,500 of spending a quarter, then 1% cash back
7. 7
   Citi Strata Premier 3%
   Citi · $95 a year
8. 8
   Chase Air Canada Aeroplan 3%
   Chase · $195 a year
9. 9
   IHG One Rewards 2.5%
   Chase · No annual fee
10. 10
    Citi Double Cash 2%
    Citi · No annual fee

From the issuers' terms

• IHG One Rewards Premier Select: “That's 12X points with this card.” creditcards.chase.com, checked 2026-10-26.
• IHG One Rewards Premier: “You'll earn 10 points for each $1 spent on qualifying purchases made at hotels participating in IHG One Rewards” creditcards.chase.com, checked 2026-10-26.
• Chase Sapphire Reserve: “4 points ("4X points") on flights and hotels booked direct” creditcards.chase.com, checked 2026-10-26.

How this is ranked

Every personal card earnrate tracks, each set up at its best for this purchase: the right bonus-category pick, any activation done, and no spending cap used up yet. Points are counted at 1¢, what most are worth as cash or travel credit; transferring them to airlines or hotels can be worth more. Annual fees aren't subtracted here; to weigh them against your own spending, use My spending.

Related

hotels · Marriott · Hilton · Bellagio