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Costco Anywhere Visa Card by Citi

Citi · Personal card · Checked against Citi's terms Oct 26, 2026

The Costco Anywhere Visa by Citi earns 5% cash back at Costco Gas; 4% cash back at gas stations and EV charging; 3% cash back at restaurants and on travel; and 1% cash back on everything else. No annual fee.

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Where it's the best card

Costco Gas (5%) · Shell (4%) · Chevron (4%) · ExxonMobil (4%) · 76 (4%) · Tesla Supercharger (4%) · Electrify America (4%) · ChargePoint (4%) · gas stations (4%) · EV charging (4%) · Hertz (3%) · Enterprise Rent-A-Car (3%) · Expedia (3%) · Airbnb (3%) · Vrbo (3%) · Vacasa (3%) · Plum Guide (3%) · Homestay.com (3%) · Costco Travel (3%) · American Express Travel (3%) · SoFi Travel (3%) · Capital One Travel (3%) · Citi Travel (3%) · Bilt Travel (3%) · travel (3%) · car rental (3%) · cruises (3%) · Costco (2%)

Where it's in the top 3

Marriott (3%) · Hilton (3%) · AAdvantage Cars (3%) · U.S. Bank Travel Center (3%) · Bellagio (3%) · hotels (3%) · Delta Air Lines (3%) · Alaska Airlines (3%) · Air Canada (3%) · Hawaiian Airlines (3%) · AAdvantage Hotels (3%) · flights (3%)

Earning rates

  1. 5
    Costco Gas 5% cash back
    Gas at Costco warehouse locations worldwide.
    • Up to $7,000 of spending a year (shared with its other bonus categories on this cap), then 1% cash back

    “5% cash back on gas purchased at Costco warehouse locations worldwide” citi.com

  2. 4
    Gas stations and EV charging 4% cash back
    Other eligible gas and EV charging worldwide. Gas or EV charging at superstores, supermarkets and warehouse clubs other than Costco, and fuel for non-automobile use, earn 1%. Citi keeps a list of excluded merchants at citi.com/Costco_Exclusions.
    • Not at gas at superstores and warehouse clubs or gas at grocery stores
    • Up to $7,000 of spending a year (shared with its other bonus categories on this cap), then 1% cash back

    “4% cash back on other eligible gas and electric vehicle (EV) charging purchases worldwide” citi.com

  3. 3
    Restaurants 3% cash back
    Includes cafes, bars, lounges and fast food. Bakeries and restaurants or cafes inside department stores, grocery stores or warehouse clubs earn 1%.

    “3% cash back on restaurant purchases (including cafes, bars, lounges, and fast food restaurants)” citi.com

  4. 3
    Travel 3% cash back
    Airfare, hotels, car rentals, travel agencies and cruise lines. Timeshares, campgrounds, bed & breakfasts, and train and commuter travel earn 1%; a bed & breakfast that codes as a hotel would still match here.

    “including airfare, hotels, car rentals, travel agencies, cruise lines, and Costco Travel” citi.com

  5. 3
    Costco Travel 3% cash back

    “On restaurants and eligible travel, including Costco Travel” citi.com

  6. 2
    Costco 2% cash back
    All other purchases at Costco warehouses and Costco.com.

    “2% cash back on all other purchases from Costco and Costco.com” citi.com

  7. 1
    Everything else 1% cash back

    “1% cash back on all other purchases, including non-qualifying purchases listed above” citi.com

Sources

Rankings compare personal cards, each set up at its best for the purchase, with points at earnrate's default value. Rates change; check Citi's terms before you apply.