Best credit card for gas stations

Updated October 30, 2026

Costco Anywhere Visa by Citi earns the most at gas stations: 4% cash back. Up to $7,000 of spending a year, then 1% cash back.

Check with your own cards

Top 10 cards for gas stations

1. 1
   Costco Anywhere Visa by Citi 4%
   Citi · No annual fee

   • Up to $7,000 of spending a year, then 1% cash back
2. 2
   Kohl's Rewards Visa 3%
   Capital One · No annual fee
3. 3
   Wells Fargo Autograph 3%
   Wells Fargo · No annual fee
4. 4
   Amex Blue Cash Everyday 3%
   American Express · No annual fee

   • Up to $6,000 of spending a year, then 1% cash back
5. 5
   Bank of America Customized Cash Rewards 3%
   Bank of America · No annual fee

   • Up to $2,500 of spending a quarter, then 1% cash back
6. 6
   My Best Buy Visa 3%
   Citi · $59 a year
7. 7
   Amex Blue Cash Preferred 3%
   American Express · $95 a year ($0 the first year)
8. 8
   Chase Sapphire Preferred 3%
   Chase · $95 a year
9. 9
   Citi Strata Premier 3%
   Citi · $95 a year
10. 10
    IHG One Rewards Premier 2.5%
    Chase · $150 a year

From the issuers' terms

• Costco Anywhere Visa by Citi: “4% cash back on other eligible gas and electric vehicle (EV) charging purchases worldwide” citi.com, checked 2026-10-26.
• Kohl's Rewards Visa: “3% on gasoline purchases made at merchants whose primary line of business is the sale of automotive gasoline” capitalone.com, checked 2026-10-26.
• Wells Fargo Autograph: “Gas: gas stations, automated fuel dispensers, and electric vehicle charging stations” creditcards.wellsfargo.com, checked 2026-10-26.

How this is ranked

Every personal card earnrate tracks, each set up at its best for this purchase: the right bonus-category pick, any activation done, and no spending cap used up yet. Points are counted at 1¢, what most are worth as cash or travel credit; transferring them to airlines or hotels can be worth more. Annual fees aren't subtracted here; to weigh them against your own spending, use My spending.

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