My Best Buy Visa Card

Citi · Personal card · Checked against Citi's terms Oct 24, 2026

The My Best Buy Visa earns 2.5x My Best Buy rewards at Best Buy and Pacific Kitchen & Home; 1.5x My Best Buy rewards at gas stations; 1x My Best Buy rewards at restaurants and grocery; and 0.5x My Best Buy rewards on everything else. $59 a year. earnrate counts My Best Buy rewards at 2¢ each.

Add it to your wallet

Where it's the best card

Pacific Kitchen & Home (5%)

Where it's in the top 3

Best Buy (5%) · Sam's Club Gas (3%) · gas at grocery stores (3%) · gas at superstores and warehouse clubs (3%)

Earning rates

1. 2.5
   Best Buy and Pacific Kitchen & Home 2.5x My Best Buy rewards
   Only when paying with Standard Credit, not a financing plan. My Best Buy Plus/Total members also earn the membership's own rewards, counted separately.

   “All qualifying purchases at Best Buy® earn 5% back” citi.com

2. 1.5
   Gas stations 1.5x My Best Buy rewards

   “per $1 spent at gas stations (3% back in rewards)” citi.com

3. 1
   Restaurants and grocery 1x My Best Buy rewards
   Restaurants, bars and grocery stores.

   “spent at restaurants, bars and grocery stores (2% back in rewards)” citi.com

4. 0.5
   Everything else 0.5x My Best Buy rewards

   “(1% back in rewards) on other purchases outside Best Buy” citi.com

Sources

• citi.com/credit-cards/citi-best-buy-credit-cards

Rankings compare personal cards, each set up at its best for the purchase, with points at earnrate's default value. Rates change; check Citi's terms before you apply.