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American Express Blue Cash Everyday Card

American Express · Personal card · Checked against American Express's terms Oct 26, 2026

The Amex Blue Cash Everyday earns 3% cash back at supermarkets, at online retail, department stores, clothing stores, electronics stores, sporting goods stores, home improvement and furniture stores and at gas stations; and 1% cash back on everything else. No annual fee.

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Earning rates

  1. 3
    Supermarkets 3% cash back
    Superstores, convenience stores, warehouse clubs and meal-kit delivery services are not supermarkets.
    • Not at superstores, warehouse clubs or convenience stores
    • U.S. purchases only
    • Up to $6,000 of spending a year, then 1% cash back

    “3% cash back on the first $6,000 of eligible purchases across the Card Account” americanexpress.com

  2. 3
    Online retail, department stores, clothing stores, electronics stores, sporting goods stores, home improvement and furniture stores 3% cash back
    U.S. merchants selling physical goods, paid on their website or app. Not restaurants, supermarkets, gas, car dealers, travel, entertainment or services. Ordered online but paid in store, in-store mobile wallet, phone or mail orders, and buy-now-pay-later don't count.
    • Online only
    • U.S. purchases only
    • Up to $6,000 of spending a year, then 1% cash back

    “3% cash back on the first of $6,000 of U.S. online retail purchases” americanexpress.com

  3. 3
    Gas stations 3% cash back
    Superstores, supermarkets and warehouse clubs that sell gas are not gas stations.
    • Not at gas at grocery stores or gas at superstores and warehouse clubs
    • U.S. purchases only
    • Up to $6,000 of spending a year, then 1% cash back

    “3% cash back on the first $6,000 of purchases of gasoline at gas stations” americanexpress.com

  4. 1
    Everything else 1% cash back

    “and 1% on all other eligible purchases” americanexpress.com

Public welcome offer

$200 after $2,000 in purchases in 6 months, per the issuer's page. Offers vary by person and by how you apply. Paid as Reward Dollars, redeemable for a statement credit or at Amazon.com checkout. The card page says "Earn $200"; the offer terms say "as high as $200", with the exact amount shown before you accept. Not available if you have or have had this Card, the Cash Magnet Card, the Blue Cash Preferred Card (including the Morgan Stanley version) or previous versions of these Cards.

Sources

Rankings compare personal cards, each set up at its best for the purchase, with points at earnrate's default value. Rates change; check American Express's terms before you apply.