Best credit card to use at Nordstrom Rack

Updated October 30, 2026

Nordstrom earns the most at Nordstrom Rack: 5% in points at 1¢ each. Nordstrom Rack usually codes as department stores.

Check with your own cards

Top 10 cards at Nordstrom Rack

1. 1
   Nordstrom 5%
   TD Bank · No annual fee
2. 2
   Nordstrom Visa 5%
   TD Bank · No annual fee
3. 3
   U.S. Bank Cash+ 5%
   U.S. Bank · No annual fee

   • Pick department stores as a bonus category (each quarter)
   • Up to $2,000 of spending a quarter, then 1% cash back
4. 4
   Citi Double Cash 2%
   Citi · No annual fee
5. 5
   SoFi Unlimited 2% 2%
   SoFi · No annual fee
6. 6
   Wells Fargo Active Cash 2%
   Wells Fargo · No annual fee
7. 7
   Capital One Venture Rewards 2%
   Capital One · $95 a year
8. 8
   Capital One Venture X Rewards 2%
   Capital One · $395 a year
9. 9
   Chase Freedom Unlimited 1.5%
   Chase · No annual fee
10. 10
    IHG One Rewards Premier 1.5%
    Chase · $150 a year

From the issuers' terms

• Nordstrom: “in store and online at Nordstrom Rack receive a five percent (5%) discount on eligible purchases” nordstrom.com, checked 2026-10-26.
• Nordstrom Visa: “in store and online at Nordstrom Rack receive a five percent (5%) discount on eligible purchases” nordstrom.com, checked 2026-10-26.
• U.S. Bank Cash+: “5% cash back on two categories you choose” usbank.com, checked 2026-10-24.

How this is ranked

Every personal card earnrate tracks, each set up at its best for this purchase: the right bonus-category pick, any activation done, and no spending cap used up yet. Points are counted at 1¢, what most are worth as cash or travel credit; transferring them to airlines or hotels can be worth more. Annual fees aren't subtracted here; to weigh them against your own spending, use My spending.

Related

department stores · Macy's · Nordstrom · Kohl's