Chase Freedom Unlimited
Chase · Personal card · Checked against Chase's terms Oct 24, 2026
The Chase Freedom Unlimited earns 3% cash back at restaurants and at drugstores and pharmacies; and 1.5% cash back on everything else. No annual fee.
Where it's in the top 3
CVS Pharmacy (3%) · Walgreens (3%) · drugstores and pharmacies (3%) · Chase Travel (5%)
Earning rates
- 5Chase Travel 5% cash back
“Earn 5% on travel purchased through Chase Travel” creditcards.chase.com
- 3Restaurants 3% cash back
Includes takeout and eligible delivery services.“Earn 3% on dining at restaurants” creditcards.chase.com
- 3Drugstores and pharmacies 3% cash back
“Earn 3% on drugstore purchases” creditcards.chase.com
- 2Lyft 2% cash back
Limited-time offer, for Lyft products bought in the Lyft app.- Through Sep 30, 2027
“earn 2% cash back total on qualifying Lyft products and services” creditcards.chase.com
- 1.5Everything else 1.5% cash back
“Earn 1.5% on all other purchases” creditcards.chase.com
Public welcome offer
$200 after $500 in purchases in 3 months, per the issuer's page. Offers vary by person and by how you apply. Paid as 20,000 Ultimate Rewards points. Chase: "available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months."
Sources
- creditcards.chase.com/cash-back-credit-cards/freedom/unlimited
- chase.com/personal/credit-cards/education/rewards-benefits/how-to-combine-chase-credit-card-points-in-household
Rankings compare personal cards, each set up at its best for the purchase, with points at earnrate's default value. Rates change; check Chase's terms before you apply.