Nordstrom Credit Card

TD Bank · Personal card · Checked against TD Bank's terms Oct 26, 2026

The Nordstrom earns 5x Nordy Club points at Nordstrom Rack. No annual fee. earnrate counts Nordy Club points at 1¢ each. It works only at Nordstrom and Nordstrom Rack.

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Where it's the best card

Nordstrom Rack (5%)

Earning rates

5
Nordstrom Rack 5x Nordy Club points
No points at Nordstrom Rack. Instead an instant 5% discount in Rack stores and on NordstromRack.com, counted here as 5 points per dollar because a point is worth 1¢ in Notes. Not through Apple Pay, PayPal or Afterpay, and not on gift cards.
“in store and online at Nordstrom Rack receive a five percent (5%) discount on eligible purchases” nordstrom.com
2
Nordstrom 2x Nordy Club points
Ambassador and Icon status earn 3 points per dollar with the card, 2 more than any member. Ambassador takes $5,000 a calendar year in Nordstrom spending.
- With nordy club ambassador
“Ambassador and Icon statuses earn three base points per dollar, on Nordstrom purchases when using their Nordstrom credit card” nordstrom.com
1
Nordstrom 1x Nordy Club points
Card's own share only. Cardmembers start at Influencer status and earn 2 points per dollar at Nordstrom and Nordstrom.com, 1 of which any member earns paying any way. Paid through Apple Pay, Google Pay or PayPal it's 1 point per dollar, so nothing extra.
“Influencer statuses earn two base points per dollar” nordstrom.com
0
Everything else 0x Nordy Club points
“Can only be used for purchases in store or online at Nordstrom, Nordstrom Rack, Last Chance and Nordstrom Local.” nordstrom.com

Public welcome offer

$60 with no spending required, through Dec 1, 2026, per the issuer's page. Offers vary by person and by how you apply. A $60 Nordstrom Note, not a statement credit, for applying and getting approved for a new Nordstrom credit card between October 12 and December 1, 2026 (the terms say 9pm PT October 11 to 9pm PT December 1). No purchase is required; the Note posts to the Nordy Club account 7-10 business days after approval, so months is only a placeholder. Current and previous Nordstrom credit cardmembers and Nordstrom employees are not eligible.

Sources

Rankings compare personal cards, each set up at its best for the purchase, with points at earnrate's default value. Rates change; check TD Bank's terms before you apply.