earnrate

Best credit card to use at Electrify America

Updated October 30, 2026

Costco Anywhere Visa by Citi earns the most at Electrify America: 4% cash back. Electrify America usually codes as EV charging. Up to $7,000 of spending a year, then 1% cash back.

Check with your own cards

Top 10 cards at Electrify America

  1. 1
    Costco Anywhere Visa by Citi 4%
    Citi · No annual fee
    • Up to $7,000 of spending a year, then 1% cash back
  2. 2
    Wells Fargo Autograph 3%
    Wells Fargo · No annual fee
  3. 3
    Bank of America Customized Cash Rewards 3%
    Bank of America · No annual fee
    • Up to $2,500 of spending a quarter, then 1% cash back
  4. 4
    Chase Sapphire Preferred 3%
    Chase · $95 a year
  5. 5
    Citi Strata Premier 3%
    Citi · $95 a year
  6. 6
    Citi Double Cash 2%
    Citi · No annual fee
  7. 7
    SoFi Unlimited 2% 2%
    SoFi · No annual fee
  8. 8
    Nordstrom Visa 2%
    TD Bank · No annual fee
  9. 9
    Wells Fargo Active Cash 2%
    Wells Fargo · No annual fee
  10. 10
    U.S. Bank Cash+ 2%
    U.S. Bank · No annual fee
    • Pick gas ev charging as a bonus category (each quarter)

From the issuers' terms

How this is ranked

Every personal card earnrate tracks, each set up at its best for this purchase: the right bonus-category pick, any activation done, and no spending cap used up yet. Points are counted at 1¢, what most are worth as cash or travel credit; transferring them to airlines or hotels can be worth more. Annual fees aren't subtracted here; to weigh them against your own spending, use My spending.

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