Best credit card for convenience stores

Updated October 31, 2026

American Airlines AAdvantage MileUp earns the most at convenience stores: 2% in points at 1¢ each.

Check with your own cards

Top 10 cards for convenience stores

1. 1
   American Airlines AAdvantage MileUp 2%
   Citi · No annual fee
2. 2
   Citi Double Cash 2%
   Citi · No annual fee
3. 3
   SoFi Unlimited 2% 2%
   SoFi · No annual fee
4. 4
   Nordstrom Visa 2%
   TD Bank · No annual fee
5. 5
   Wells Fargo Active Cash 2%
   Wells Fargo · No annual fee
6. 6
   Capital One Venture Rewards 2%
   Capital One · $95 a year
7. 7
   Capital One Venture X Rewards 2%
   Capital One · $395 a year
8. 8
   Chase Freedom Unlimited 1.5%
   Chase · No annual fee
9. 9
   IHG One Rewards Premier 1.5%
   Chase · $150 a year
10. 10
    IHG One Rewards Premier Select 1.5%
    Chase · $350 a year

From the issuers' terms

• American Airlines AAdvantage MileUp: “Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services” citi.com, checked 2026-10-26.
• Citi Double Cash: “Earn unlimited 1% cash back when you buy, plus an additional 1% as you pay” citi.com, checked 2026-10-26.
• SoFi Unlimited 2%: “Members earn 2 rewards points for every dollar spent on purchases” sofi.com, checked 2026-10-24.

How this is ranked

Every personal card earnrate tracks, each set up at its best for this purchase: the right bonus-category pick, any activation done, and no spending cap used up yet. Points are counted at 1¢, what most are worth as cash or travel credit; transferring them to airlines or hotels can be worth more. Annual fees aren't subtracted here; to weigh them against your own spending, use My spending.

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