earnrate

Best credit card to use at Amazon Fresh

Updated October 30, 2026

Chase Freedom Flex earns the most at Amazon Fresh: 5% cash back. Amazon Fresh usually codes as online grocery and delivery. Activate the bonus with Chase (free). This rate runs through December 31, 2026. Up to $1,500 of spending a quarter, then 1% cash back. With Amazon Prime, Prime Visa earns 5%, also with no annual fee.

Check with your own cards

Top 10 cards at Amazon Fresh

  1. 1
    Chase Freedom Flex 5%
    Chase · No annual fee
    • Activate the bonus with Chase (free)
    • This rate runs through December 31, 2026
    • Up to $1,500 of spending a quarter, then 1% cash back
  2. 2
    Prime Visa 3%
    Chase · No annual fee
    • 5% with Amazon Prime
  3. 3
    Chase Sapphire Preferred 3%
    Chase · $95 a year
  4. 4
    Chase Air Canada Aeroplan 3%
    Chase · $195 a year
    • This rate runs through December 31, 2026
  5. 5
    American Airlines AAdvantage MileUp 2%
    Citi · No annual fee
  6. 6
    Citi Double Cash 2%
    Citi · No annual fee
  7. 7
    SoFi Unlimited 2% 2%
    SoFi · No annual fee
  8. 8
    Wells Fargo Active Cash 2%
    Wells Fargo · No annual fee
  9. 9
    U.S. Bank Cash+ 2%
    U.S. Bank · No annual fee
    • Pick grocery stores as a bonus category (each quarter)
  10. 10
    My Best Buy Visa 2%
    Citi · $59 a year

From the issuers' terms

How this is ranked

Every personal card earnrate tracks, each set up at its best for this purchase: the right bonus-category pick, any activation done, and no spending cap used up yet. Points are counted at 1¢, what most are worth as cash or travel credit; transferring them to airlines or hotels can be worth more. Annual fees aren't subtracted here; to weigh them against your own spending, use My spending.

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