Costco Anywhere Visa Business Card by Citi
Citi · Business card · Checked against Citi's terms Oct 26, 2026
The Costco Anywhere Visa Business by Citi earns 5% cash back at Costco Gas; 4% cash back at gas stations and EV charging; 3% cash back at restaurants and on travel; and 1% cash back on everything else. No annual fee.
Where it's the best business card
Costco Gas (5%) · Shell (4%) · Chevron (4%) · ExxonMobil (4%) · 76 (4%) · Tesla Supercharger (4%) · Electrify America (4%) · ChargePoint (4%) · gas stations (4%) · EV charging (4%) · Chipotle (3%) · Sweetgreen (3%) · The Cheesecake Factory (3%) · Starbucks (3%) · In-N-Out Burger (3%) · McDonald's (3%) · Taco Bell (3%) · Chick-fil-A (3%) · DoorDash (3%) · Uber Eats (3%) · Delta Air Lines (3%) · United Airlines (3%) · American Airlines (3%) · Alaska Airlines (3%) · Air Canada (3%) · Hawaiian Airlines (3%) · Marriott (3%) · Hilton (3%) · Hertz (3%) · Enterprise Rent-A-Car (3%)
Where it's in the top 3
Southwest Airlines (3%) · IHG Hotels & Resorts (3%)
Earning rates
- 5Costco Gas 5% cash back
Gas at Costco warehouse locations worldwide.- Up to $7,000 of spending a year (shared with its other bonus categories on this cap), then 1% cash back
“5% cash back on gas purchased at Costco warehouse locations worldwide” citi.com
- 4Gas stations and EV charging 4% cash back
Other eligible gas and EV charging worldwide. Gas or EV charging at superstores, supermarkets, convenience stores and warehouse clubs other than Costco, and fuel for non-automobile use, earn 1%. Citi keeps a list of excluded merchants at citi.com/Costco_Exclusions.- Not at gas at superstores and warehouse clubs or gas at grocery stores
- Up to $7,000 of spending a year (shared with its other bonus categories on this cap), then 1% cash back
“4% cash back on other eligible gas and electric vehicle (EV) charging purchases worldwide” citi.com
- 3Restaurants 3% cash back
Includes cafes, bars, lounges and fast food. Bakeries and restaurants or cafes inside department stores, grocery stores or warehouse clubs earn 1%.“3% cash back on restaurant purchases (including cafes, bars, lounges, and fast food restaurants)” citi.com
- 3Travel 3% cash back
Airfare, hotels, car rentals, travel agencies and cruise lines. Timeshares, campgrounds, bed & breakfasts, and train and commuter travel earn 1%; a bed & breakfast that codes as a hotel would still match here.“including airfare, hotels, car rentals, travel agencies, cruise lines, and Costco Travel” citi.com
- 3Costco Travel 3% cash back
“On restaurants and eligible travel, including Costco Travel” citi.com
- 2Costco 2% cash back
All other purchases at Costco warehouses and Costco.com.“2% cash back on all other purchases from Costco and Costco.com” citi.com
- 1Everything else 1% cash back
“1% cash back on all other purchases, including non-qualifying purchases listed above” citi.com
Sources
Rankings compare business cards, each set up at its best for the purchase, with points at earnrate's default value. Rates change; check Citi's terms before you apply.