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American Express Blue Business Plus Credit Card

American Express · Business card · Checked against American Express's terms Oct 26, 2026

The Amex Blue Business Plus earns 1x Amex Membership Rewards on everything. No annual fee. earnrate counts Amex Membership Rewards at 1¢ each; transferring to airlines or hotels can be worth up to about 2¢.

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Earning rates

  1. 2
    American Express Travel, Hotel through Amex Travel, Flight through Amex Travel, Airbnb through Amex Travel, Car rental through Amex Travel and Cruise through Amex Travel 2x Amex Membership Rewards
    Purchases on AmexTravel.com or the Amex Travel app. They don't count toward the $50,000 cap.

    “Eligible purchases on AmexTravel.com also earn 2X points and will not count toward the first $50,000” americanexpress.com

  2. 2
    Every purchase 2x Amex Membership Rewards
    Every eligible purchase, with no category restrictions, up to $50,000 a calendar year.
    • Up to $50,000 of spending a year, then 1x Amex Membership Rewards

    “on the first $50,000 of eligible purchases per calendar year” americanexpress.com

  3. 1
    Everything else 1x Amex Membership Rewards

    “and 1X points thereafter, with no category restrictions” americanexpress.com

Public welcome offer

50,000 Amex Membership Rewards after $5,000 in purchases in 3 months, per the issuer's page. Offers vary by person and by how you apply. The public offer is "as high as" 50,000 points; Amex shows the exact amount after you apply. "Welcome offers vary and you may not be eligible for an offer." The card-specific eligibility rules are in the offer terms, which the headless browser can't load.

Sources

Rankings compare business cards, each set up at its best for the purchase, with points at earnrate's default value. Rates change; check American Express's terms before you apply.