Atmos Rewards Visa Signature Business Card

Bank of America · Business card · Checked against Bank of America's terms Oct 26, 2026

The Atmos Rewards Visa Signature Business earns 3.3x Atmos Rewards points at Alaska Airlines and Hawaiian Airlines with bank of america small business account; 2x Atmos Rewards points at gas stations, EV charging, shipping and couriers and transit; and 1x Atmos Rewards points on everything else. $70 a year. earnrate counts Atmos Rewards points at 1¢ each; transferring to airlines or hotels can be worth up to about 1.55¢.

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Where it's in the top 3

Alaska Airlines (3%) · Hawaiian Airlines (3%) · Tesla Supercharger (2%) · Electrify America (2%) · ChargePoint (2%) · UPS (2%) · FedEx (2%) · USPS (2%) · Costco Gas (2%) · EV charging (2%) · shipping and couriers (2%)

Earning rates

1. 3.3
   Alaska Airlines and Hawaiian Airlines 3.3x Atmos Rewards points
   3x plus the 10% rewards bonus when the company has an eligible Bank of America small business account.

   • With bank of america small business account

   “earn a 10% rewards bonus on all points earned from card purchases” bankofamerica.com

2. 3
   Alaska Airlines and Hawaiian Airlines 3x Atmos Rewards points
   Card points only; points and status from flying aren't card earnings.

   “Earn 3 points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases.” bankofamerica.com

3. 2.2
   Gas stations, EV charging, shipping and couriers and transit 2.2x Atmos Rewards points
   2x plus the 10% rewards bonus when the company has an eligible Bank of America small business account.

   • With bank of america small business account

   “if your company has an eligible Bank of America® small business account.” bankofamerica.com

4. 2
   Gas stations, EV charging, shipping and couriers and transit 2x Atmos Rewards points
   Local transit includes rideshare.

   “eligible gas, EV charging station, shipping and local transit purchases, including rideshare” bankofamerica.com

5. 1.1
   Every purchase 1.1x Atmos Rewards points
   The 1x base rate plus the 10% rewards bonus when the company has an eligible Bank of America small business account.

   • With bank of america small business account

   “if your company has an eligible Bank of America® small business account.” bankofamerica.com

6. 1
   Everything else 1x Atmos Rewards points

   “Earn 1 point for every $1 spent on all other purchases.” bankofamerica.com

Public welcome offer

70,000 Atmos Rewards points after $4,000 in purchases in 3 months, per the issuer's page. Offers vary by person and by how you apply. Limited-time online offer, no end date stated. Online only; it may not be available after leaving the page, at a financial center or by phone. The window is 90 days from account opening. The offer also includes a $99 Companion Fare (plus taxes and fees from $23). The spend and window are in the offer's info tooltip, not the visible page text.

Sources

• bankofamerica.com/smallbusiness/credit-cards/products/alaska-airlines-business-credit-card/

Rankings compare business cards, each set up at its best for the purchase, with points at earnrate's default value. Rates change; check Bank of America's terms before you apply.