Citi / AAdvantage Business World Elite Mastercard

Citi · Business card · Checked against Citi's terms Oct 26, 2026

The Citi / AAdvantage Business World Elite Mastercard earns 2x American Airlines AAdvantage miles on car rental, at gas stations and on cell phone service and TV and internet service; and 1x American Airlines AAdvantage miles on everything else. $99 a year ($0 the first year). earnrate counts American Airlines AAdvantage miles at 1¢ each; transferring to airlines or hotels can be worth up to about 1.45¢.

Add it to your wallet

Earning rates

1. 2
   American Airlines 2x American Airlines AAdvantage miles
   Items billed by American Airlines as the merchant of record. Car rentals, hotel reservations, status boosts or renewals, and AA Cargo don't count.

   “Earn 2 AAdvantage® miles for your business on every $1 spent on eligible American Airlines purchases” citi.com

2. 2
   Car rental 2x American Airlines AAdvantage miles
   Car and truck rental merchants. Not RV or motor home rentals, nor rentals bought through travel agencies, tour operators or third-party travel sites.

   “Earn 2 AAdvantage® miles for your business on every $1 spent at car rental merchants and gas stations” citi.com

3. 2
   Gas stations 2x American Airlines AAdvantage miles
   Warehouse-club gas counts only when the club codes it as a gas station, so superstore and warehouse-club gas is excluded here to stay conservative. Discount, department and convenience stores don't count.

   • Not at gas at superstores and warehouse clubs

   “Earn 2 AAdvantage® miles for your business on every $1 spent at car rental merchants and gas stations” citi.com

4. 2
   Cell phone service and TV and internet service 2x American Airlines AAdvantage miles
   Telecom merchants (phone service and equipment such as cell phones) and cable and satellite TV, internet, phone and radio providers.

   “Earn 2 AAdvantage® miles for your business on every $1 spent at telecommunications merchants and cable and satellite providers” citi.com

5. 1
   Everything else 1x American Airlines AAdvantage miles

   “Earn 1 AAdvantage® mile for your business on every $1 spent on all other purchases” citi.com

Public welcome offer

65,000 American Airlines AAdvantage miles after $4,000 in purchases in 4 months, per the issuer's page. Offers vary by person and by how you apply. Miles post to the business's AAdvantage Business account. Not available if you received a new account bonus for a Citi / AAdvantage Business account in the past 48 months, or converted another Citi card on which you earned a new account bonus in the last 48 months into one.

Sources

• citi.com/credit-cards/citi-aadvantage-business-credit-card

Rankings compare business cards, each set up at its best for the purchase, with points at earnrate's default value. Rates change; check Citi's terms before you apply.