United Explorer Card

Chase · Personal card · Checked against Chase's terms Oct 26, 2026

The United Explorer earns 3x United MileagePlus miles at United Airlines; 2x United MileagePlus miles at restaurants and on hotels; and 1x United MileagePlus miles on everything else. $150 a year ($0 the first year). earnrate counts United MileagePlus miles at 1¢ each; transferring to airlines or hotels can be worth up to about 1.2¢.

Add it to your wallet

Earning rates

3
United Airlines 3x United MileagePlus miles
Tickets, seat upgrades, Economy Plus, inflight food, drinks and Wi-Fi, bag fees and other United fees bought from United. Not United Cruises, MileagePlus X, DIRECTV or Merchandise Awards, or United tickets bought through discount travel sites or third-party packages. The advertised 9x on flights includes 6x MileagePlus flight miles, which aren't card earnings.
“3x miles on all other eligible United purchases” creditcards.chase.com
2
Restaurants 2x United MileagePlus miles
Includes takeout and eligible delivery services.
“2x miles on dining including eligible delivery services” creditcards.chase.com
2
Hotels 2x United MileagePlus miles
Only hotel stays booked directly with the hotel. Not travel agencies, discount travel sites, vacation clubs, tour operators or packages; on-site purchases count only if they code as the hotel.
“2x miles on hotel stays when booked with the hotel” creditcards.chase.com
1
Everything else 1x United MileagePlus miles
“1x mile on all other purchases” creditcards.chase.com

Public welcome offer

70,000 United MileagePlus miles after $3,000 in purchases in 3 months, per the issuer's page. Offers vary by person and by how you apply. Up to 80,000 in total: plus 10,000 bonus miles after adding an authorized user in the first 3 months. Not available to current cardmembers of this card, or previous cardmembers who received a new Cardmember bonus for this card within the last 24 months.

Sources

Rankings compare personal cards, each set up at its best for the purchase, with points at earnrate's default value. Rates change; check Chase's terms before you apply.