Southwest Rapid Rewards Premier Business Credit Card

Chase · Business card · Checked against Chase's terms Oct 26, 2026

The Southwest Rapid Rewards Premier Business earns 3x Southwest Rapid Rewards points at Southwest Airlines; 2x Southwest Rapid Rewards points at gas stations and at restaurants; and 1x Southwest Rapid Rewards points on everything else. $149 a year. earnrate counts Southwest Rapid Rewards points at 1¢ each; transferring to airlines or hotels can be worth up to about 1.25¢.

Add it to your wallet

Earning rates

3
Southwest Airlines 3x Southwest Rapid Rewards points
Purchases made directly with Southwest, including flights, inflight, Southwest gift cards and Getaways by Southwest packages. Southwest Cruises, Southwest Charters and Southwest Cargo are excluded.
“You’ll earn 3 points for each $1 spent on purchases made directly with Southwest Airlines” creditcards.chase.com
3
Lyft 3x Southwest Rapid Rewards points
Limited-time offer on rides, bikes, scooters and Lyft memberships bought in the Lyft app. Gift cards and Lyft car rentals are excluded.
- Through Dec 31, 2027
“earn 3X Rapid Rewards points on qualifying Lyft products and services purchased through the Lyft mobile application through 12/31/2027” creditcards.chase.com
2
Gas stations 2x Southwest Rapid Rewards points
Shares an $8,000 per account anniversary year cap with restaurants.
- Up to $8,000 of spending a card year (shared with its other bonus categories on this cap), then 1x Southwest Rapid Rewards points
“per $1 at gas stations and restaurants on the first $8,000 in combined purchases per anniversary year” creditcards.chase.com
2
Restaurants 2x Southwest Rapid Rewards points
Shares an $8,000 per account anniversary year cap with gas stations.
- Up to $8,000 of spending a card year (shared with its other bonus categories on this cap), then 1x Southwest Rapid Rewards points
“per $1 at gas stations and restaurants on the first $8,000 in combined purchases per anniversary year” creditcards.chase.com
1
Everything else 1x Southwest Rapid Rewards points
“You’ll earn 1 point for each $1 spent on all other purchases” creditcards.chase.com

Public welcome offer

80,000 Southwest Rapid Rewards points after $3,000 in purchases in 3 months, per the issuer's page. Offers vary by person and by how you apply. Marked a limited-time offer, with 60,000 struck through; the page states no end date. Not available to current cardmembers of this business card, or previous cardmembers who received a new Cardmember bonus for this business card within the last 24 months.

Sources

Rankings compare business cards, each set up at its best for the purchase, with points at earnrate's default value. Rates change; check Chase's terms before you apply.