Southwest Rapid Rewards Premier Credit Card

Chase · Personal card · Checked against Chase's terms Oct 26, 2026

The Southwest Rapid Rewards Premier earns 3x Southwest Rapid Rewards points at Southwest Airlines; 2x Southwest Rapid Rewards points at grocery and at restaurants; and 1x Southwest Rapid Rewards points on everything else. $149 a year. earnrate counts Southwest Rapid Rewards points at 1¢ each; transferring to airlines or hotels can be worth up to about 1.25¢.

Add it to your wallet

Earning rates

3
Southwest Airlines 3x Southwest Rapid Rewards points
Purchases made directly with Southwest, including flights, inflight, Southwest gift cards and Getaways by Southwest packages. Southwest Cruises, Southwest Charters and Southwest Cargo are excluded.
“Earn 3 points for each dollar spent on Southwest Airlines purchases.” creditcards.chase.com
3
Lyft 3x Southwest Rapid Rewards points
Limited-time offer on rides, bikes, scooters and Lyft memberships bought in the Lyft app. Gift cards and Lyft car rentals are excluded.
- Through Dec 31, 2027
“earn 3X Rapid Rewards points on qualifying Lyft products and services purchased through the Lyft mobile application through 12/31/2027” creditcards.chase.com
2
Grocery 2x Southwest Rapid Rewards points
Shares an $8,000 per account anniversary year cap with restaurants. Chase's grocery category excludes warehouse clubs, discount stores such as Walmart and Target, and gas at grocery stores. Delivery services count only if they code as a grocery store.
- Not at Walmart or Target
- Up to $8,000 of spending a card year (shared with its other bonus categories on this cap), then 1x Southwest Rapid Rewards points
“spent at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year” creditcards.chase.com
2
Restaurants 2x Southwest Rapid Rewards points
Shares an $8,000 per account anniversary year cap with grocery stores.
- Up to $8,000 of spending a card year (shared with its other bonus categories on this cap), then 1x Southwest Rapid Rewards points
“spent at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year” creditcards.chase.com
1
Everything else 1x Southwest Rapid Rewards points
“Earn 1 point for each dollar spent on all other purchases.” creditcards.chase.com

Public welcome offer

55,000 Southwest Rapid Rewards points after $1,500 in purchases in 3 months, per the issuer's page. Offers vary by person and by how you apply. Not available to current cardmembers of any Southwest Rapid Rewards Credit Card, or previous cardmembers of any Southwest Rapid Rewards Credit Card who received a new Cardmember bonus within the last 24 months (this does not apply to business cards).

Sources

Rankings compare personal cards, each set up at its best for the purchase, with points at earnrate's default value. Rates change; check Chase's terms before you apply.