Southwest Rapid Rewards Performance Business Credit Card

Chase · Business card · Checked against Chase's terms Oct 26, 2026

The Southwest Rapid Rewards Performance Business earns 4x Southwest Rapid Rewards points at Southwest Airlines; 2x Southwest Rapid Rewards points at gas stations, at restaurants, on hotels and on transit; and 1x Southwest Rapid Rewards points on everything else. $299 a year. earnrate counts Southwest Rapid Rewards points at 1¢ each; transferring to airlines or hotels can be worth up to about 1.25¢.

Add it to your wallet

Where it's the best business card

Southwest Airlines (4%)

Where it's in the top 3

Lyft (5%)

Earning rates

5
Lyft 5x Southwest Rapid Rewards points
Limited-time offer on rides, bikes, scooters and Lyft memberships bought in the Lyft app. Gift cards and Lyft car rentals are excluded.
- Through Dec 31, 2027
“earn 5X Rapid Rewards points on qualifying Lyft products and services purchased through the Lyft mobile application through 12/31/2027” creditcards.chase.com
4
Southwest Airlines 4x Southwest Rapid Rewards points
Purchases made directly with Southwest, including flights, inflight, Southwest gift cards and Getaways by Southwest packages. Southwest Cruises, Southwest Charters and Southwest Cargo are excluded.
“You’ll earn 4 points for each $1 spent on purchases made directly with Southwest Airlines” creditcards.chase.com
2
Gas stations 2x Southwest Rapid Rewards points
“gas stations; dining at restaurants; hotel accommodations when purchased directly with the hotel” creditcards.chase.com
2
Restaurants 2x Southwest Rapid Rewards points
“gas stations; dining at restaurants; hotel accommodations when purchased directly with the hotel” creditcards.chase.com
2
Hotels 2x Southwest Rapid Rewards points
Only hotel stays booked directly with the hotel. Travel agencies, discount travel sites, vacation clubs and packages don't count, and neither do charges on the hotel premises other than the room bill.
“gas stations; dining at restaurants; hotel accommodations when purchased directly with the hotel” creditcards.chase.com
2
Transit 2x Southwest Rapid Rewards points
Local transit and commuting, including rideshare, trains, buses, taxis, ferries, tolls and parking. Bike or scooter rentals and car sharing are excluded.
“Earn 2 points per $1 spent on local transit and commuting, including rideshare.” creditcards.chase.com
1
Everything else 1x Southwest Rapid Rewards points
“You’ll earn 1 point for each $1 spent on all other purchases” creditcards.chase.com

Public welcome offer

80,000 Southwest Rapid Rewards points after $5,000 in purchases in 3 months, per the issuer's page. Offers vary by person and by how you apply. Not available to current cardmembers of this business card, or previous cardmembers who received a new Cardmember bonus for this business card within the last 24 months.

Sources

Rankings compare business cards, each set up at its best for the purchase, with points at earnrate's default value. Rates change; check Chase's terms before you apply.