Ink Business Cash

Chase · Business card · Checked against Chase's terms Oct 26, 2026

The Ink Business Cash earns 5% cash back at office supply stores and on TV and internet service and cell phone service; 2% cash back at gas stations and at restaurants; and 1% cash back on everything else. No annual fee.

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Where it's the best business card

Lyft (5%) · Spectrum (5%) · Verizon (5%) · T-Mobile (5%) · Staples (5%) · Office Depot (5%) · Comcast Xfinity (5%) · TV and internet service (5%) · cell phone service (5%) · office supply stores (5%)

Where it's in the top 3

Costco Gas (2%) · Sam's Club Gas (2%) · gas at grocery stores (2%) · gas at superstores and warehouse clubs (2%)

Earning rates

5
Office supply stores 5% cash back
Stores that specialize in office supplies. Discount, department and electronics stores don't count.
- Up to $25,000 of spending a card year (shared with its other bonus categories on this cap), then 1% cash back
“Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores” creditcards.chase.com
5
TV and internet service and cell phone service 5% cash back
Internet, cable, satellite TV and radio, cellular, wireless data and landline service. Not equipment, or bills paid in a store that codes as an equipment store.
- Up to $25,000 of spending a card year (shared with its other bonus categories on this cap), then 1% cash back
“office supply stores and on internet, cable and phone services each account anniversary year” creditcards.chase.com
5
Lyft 5% cash back
Limited-time offer, for Lyft products bought in the Lyft app.
- Through Sep 30, 2027
“Earn a total of 5% cash back on Lyft rides through September 30, 2027” creditcards.chase.com
2
Gas stations 2% cash back
- Up to $25,000 of spending a card year (shared with its other bonus categories on this cap), then 1% cash back
“Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants” creditcards.chase.com
2
Restaurants 2% cash back
- Up to $25,000 of spending a card year (shared with its other bonus categories on this cap), then 1% cash back
“Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants” creditcards.chase.com
1
Everything else 1% cash back
“Earn 1% cash back on all other purchases” creditcards.chase.com

Public welcome offer

$750 after $6,000 in purchases in 3 months, per the issuer's page. Offers vary by person and by how you apply. Chase: "The new cardmember bonus may not be available to you if you have ever had this card or any other Chase for Business card without an annual fee." Chase may also consider factors about your business.

Sources

Rankings compare business cards, each set up at its best for the purchase, with points at earnrate's default value. Rates change; check Chase's terms before you apply.