Kohl's Credit Card

Capital One · Personal card · Checked against Capital One's terms Oct 26, 2026

The Kohl's earns 2.5x Kohl's Rewards at Kohl's. No annual fee. earnrate counts Kohl's Rewards at 1¢ each. It works only at Kohl's.

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Where it's in the top 3

Kohl's (2.5%)

Earning rates

1. 2.5
   Kohl's 2.5x Kohl's Rewards
   Card's own share only. Kohl's Rewards members earn 5% however they pay, and paying with the card raises that to 7.5% ("Earn 5% any way you pay or 7.5% when you use a Kohl's Card", kohls.com/feature/rewards.jsp, checked by hand because kohls.com blocks the weekly check). Kohl's stores and Kohls.com, excluding gift cards. Rewards turn into Kohl's Cash in $5 steps on the 1st of the next month and expire 30 days later.

   “you can shop at Kohl's to earn 7.5% in rewards on purchases” capitalone.com

2. 0
   Everything else 0x Kohl's Rewards

   “Exclusively for use at Kohl's and Kohls.com” capitalone.com

Sources

• capitalone.com/credit-cards/kohls/

Rankings compare personal cards, each set up at its best for the purchase, with points at earnrate's default value. Rates change; check Capital One's terms before you apply.