Atmos Rewards Summit Visa Infinite Credit Card

Bank of America · Personal card · Checked against Bank of America's terms Oct 26, 2026

The Atmos Rewards Summit earns 3.3x Atmos Rewards points at Alaska Airlines and Hawaiian Airlines with a Bank of America account; 3x Atmos Rewards points at restaurants; and 1x Atmos Rewards points on everything else. $395 a year. earnrate counts Atmos Rewards points at 1¢ each; transferring to airlines or hotels can be worth up to about 1.55¢.

Add it to your wallet

Earning rates

1. 3.3
   Alaska Airlines and Hawaiian Airlines 3.3x Atmos Rewards points
   3x plus the 10% rewards bonus for holding an eligible Bank of America account.

   • With a Bank of America account

   “10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America® account” bankofamerica.com

2. 3.3
   Restaurants 3.3x Atmos Rewards points
   3x plus the 10% rewards bonus for holding an eligible Bank of America account.

   • With a Bank of America account

   “For example, for every 1,000 points you earn on purchases, you'll receive 1,100 points.” bankofamerica.com

3. 3
   Alaska Airlines and Hawaiian Airlines 3x Atmos Rewards points
   Card points only; points and status from flying aren't card earnings.

   “Earn 3 points for every $1 spent on eligible dining, foreign transaction, Alaska Airlines and Hawaiian Airlines purchases.” bankofamerica.com

4. 3
   Restaurants 3x Atmos Rewards points

   “Earn 3 points for every $1 spent on eligible dining, foreign transaction, Alaska Airlines and Hawaiian Airlines purchases.” bankofamerica.com

5. 1.1
   Every purchase 1.1x Atmos Rewards points
   The 1x base rate plus the 10% rewards bonus for holding an eligible Bank of America account.

   • With a Bank of America account

   “10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America® account” bankofamerica.com

6. 1
   Everything else 1x Atmos Rewards points

   “Earn unlimited 1 point for every $1 spent on all other purchases.” bankofamerica.com

Public welcome offer

70,000 Atmos Rewards points after $3,000 in purchases in 3 months, per the issuer's page. Offers vary by person and by how you apply. Limited-time online offer, no end date stated; it may not be available elsewhere after leaving the page. The window is 90 days from account opening. The offer also includes a 25,000-point Global Companion Award.

Sources

• bankofamerica.com/credit-cards/products/alaska-airlines-infinite-credit-card/

Rankings compare personal cards, each set up at its best for the purchase, with points at earnrate's default value. Rates change; check Bank of America's terms before you apply.